PayPal is one of the most used online payment services in the world, with more than 15 million merchants worldwide, which offers it to its customers as a method of payment. With Paypal, merchants of all types can offer credit card payments to their customers without all the usual banking restrictions.

This excellent payment service allows individuals or companies in any country to pay for purchases, receive payments, send and receive money quickly and online. For these reasons, more than 200 million people use PayPal to buy, sell or send money around the world. To benefit from PayPal services, the user must create an account and then send several bank details to PayPal, such as the credit card or bank account number. Once validated, it will be enough to indicate the email address and a password to perform the transactions.

Paypal offers an intuitive web interface, which allows you to see the balance of the account, the details of payments made or received, modify information, send money or make a request for money, etc.

Pay without a Paypal account

In some countries, merchants that offer Paypal as a method of payment, have the option of allowing the user to pay directly with a credit card without a Paypal account. In this case, the user should simply click on pay by credit card to be redirected to the payment form. Since this functionality is not available for all countries, PayPal can ask the user to create an account during the payment process. But verify the Paypal account and adding the card or bank account can take a few minutes, hours or days. To make a quick purchase, this solution is too complicated and slow for most users who prefer to abandon the cart or choose another payment method.

I have done some tests on websites that offer Paypal as a payment method and I discovered that it was possible to pay with PayPal without all these complications, when you do not have an account.

Option 1: You do not have a Paypal account

1- Choose Paypal as payment method.
2- Paypal asks you to log in or pay with a credit card.
3- In this case you must click on pay by credit card and make the payment.

Option 2: You do not have a paypal account

1- Choose Paypal as payment method.
2- Paypal asks you to log in or create an account.
3- In this case you must click on create an account or I do not have a Paypal account and you will be redirected to the payment form.

In both cases, at the bottom of the page, you have the option to create an account, but you do not have to do it if you do not want to. You can continue paying through Paypal without creating an account. However, it is more convenient to create an account, as this will save you from completing the details of the credit card each time.